BankCard USA Launches 5 Point Service Guarantee Program

Company Continues to Lead Industry in Merchant Services Best Practices

WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--‘Keeping it all under one roof’ is the mantra of BankCard USA, a merchant services company, servicing merchant needs from start up to expansion. In an era where passing the buck and outsourcing business is all too common, BankCard USA does business differently. Operating in an industry that has become predatory and has left a bad taste in more than one business owner’s mouth, BankCard USA is pushing back to lead the way in best practices.

Most recently, the company announced its newly operational merchant account review hotline where companies can call and have their existing merchant services contract evaluated and receive advice on how to get out of unfair contracts. BankCard USA has now launched another step in restoring VIP customer service to the merchant services industry with their 5 Point Service Guarantee Program.

Currently, most merchant service providers are resellers that make a sale and then pass the customer to a processor. These resellers do not have the ability to handle customer account information and directly service them. BankCard USA is different. By managing the account, all under one roof, the merchant receives the benefit. The newly launched 5 Point Service Guarantee Program states:

1. New customers are never sent refurbished equipment or outdated POS software—BankCard USA ensures that all hardware and software is the newest and most updated available, reducing potential malfunctions and resulting in faster transactions for the merchant.
2. Your Business Deadline comes first - Whether merchants need new POS equipment for a grand opening, convention, or a merchant needs to make a quick switchover, BankCard USA will take care of you. Equipment can be delivered within 24-hrs.
3. No Contracts! BankCard USA doesn’t lock customers into contracts. They take a different approach, relying on good service to maintain customer loyalty.
4. Customer requests must and will be handled on the first call. BankCard USA knows that merchants are far too busy to worry about following up with their merchant servicer. Time is valuable and we don’t waste it.
5. Same-Day Problem Resolution- BankCard USA’s goal is to make sure all problems no matter how big are solved within 24 hours.

BankCard USA founder Shawn Skelton comments, “Customer service is so important to us because by definition we are a service business. Part of what a customer pays for is the value of being serviced professionally and timely. We treat every merchant like a VIP and we take pride in the fact that from A to Z we can handle everything that a merchant will need in house and within 24 hours.”

In response to the 5 Point Service Guarantee, customers are already raving about the service they are receiving from BankCard USA including:

“I just wanted to thank you for going the extra mile to get our account set up and approved. From start to finish, you had us approved in less than 24 hours. Other companies I have dealt with have taken much longer. Being a business owner, I can also appreciate the fact that you were easy to get in touch with and responded to emails very quickly. Once again, thank you for your great service.” Scott Brown, Quality Floors Direct.

“I would like to inform you of my satisfaction with the company’s customer service. The quality of service was to meet my needs and this put you, BankCard USA, above your competitors. ..Great customer service will always make the customer come back time and time again.” Bonnie Martin, Bon Mar Productions.

“Just a note to thank you and the extremely helpful staff at BankCard USA. The entire transaction went seamlessly, and now we are up and running and ready to accept payments of all types. I will definitely be recommending your service to all my business associates.” Cosmo Miller, Cold Fresh Inc.

Find out more about the 5 Point Service Guarantee at www.bankcardusa.com/serviceguarantee. Additionally, merchants can contact the merchant account review hotline by calling 866-259-9777 or visiting the BankCard USA’s web site at www.bankcardusa.com.

About BankCard USA:

Founded in 1993 by Shawn Skelton and Alan Griefer, BankCard USA is a registered merchant service provider. BankCard USA specializes in credit card processing for new or existing businesses. They offer payment solutions for all types of businesses, including internet, retail store-front, mail-order, phone-order, trade shows, professionals, service industry and home-based businesses. For more information visit us at http://www.BankCardUSA.com.

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100 Best Names Merchant Warehouse the Best Merchant Account Provider

ST. GEORGE, Utah, Oct. 2 /PRNewswire/ -- 100 Best, Inc., a leader in providing
information on ecommerce services, recently recognized Merchant Warehouse as
the best merchant account provider for businesses that accept credit cards.
This recognition is given to the merchant account provider that has
demonstrated its commitment to providing the best merchant accounts and
merchant services possible. The evaluation is based on a number of factors,
including pricing, merchant support, equipment options, technology, ethical
business practices, and customer satisfaction.


Merchant Warehouse is a premier merchant account provider and offers
unsurpassed, in-house merchant support to its customers. With no contracts and
no cancellation fees, they have no choice but to keep their customers happy.
Additionally, they have distinguished themselves as a low cost leader in
providing merchant accounts and credit card processing services, guaranteeing
the lowest cost on credit card processing and credit card machines. Merchant
Warehouse also utilizes the latest technologies in its advanced credit card
processing solutions.


Earlier this year, Merchant Warehouse was the recipient of the first annual
ISO of the Year award, awarded this year by the Electronic Transactions
Association. Merchant Warehouse received this award because of their
commitment to their customers and to their own people. They have excelled in
making the merchant account setup process extremely easy. Additionally, they
have received tremendous feedback and rave reviews from their customers. Visit
Merchant Warehouse at www.merchantwarehouse.com or call 1-866-396-4142.


About 100 Best, Inc.
100 Best, Inc. was started by a diverse group of ecommerce and financial
experts to find a better way of delivering information to consumers about
ecommerce solutions and services. Through its merchant account information
portal http://www.100Best-Merchant-Accounts.com, 100 Best, Inc. is striving to
provide business owners with the information they need about merchant accounts
and how to accept credit cards. This is accomplished through its articles,
tutorials and glossary about merchant accounts and merchant services.


  Media Contact:
  M. Alan Kay
  mk100best@gmail.com
  435-705-5211






SOURCE  100 Best, Inc.

www.merchantaccount2.blogspot.com

Commerce Online Announces $500,000 In New Merchant Services Accounts Through Alliance Network For Operating Quarter

-Company exceeds expectations for new accounts in merchant services and
moves forward with independent ISO roll up strategy

PALM BEACH, FL, Oct. 9 /PRNewswire-FirstCall/ - Commerce Online Inc. (Pinksheets:CMIB - News) (www.800commerce.com), a leading company specializing in both bricks and mortar and online merchant payment solutions, today announced that the Company has exceeded expectations by signing approximately $500,000 in new merchant services business.

"As a new player within the sector, we have strategically aligned our Company with some of the most respected merchant solutions partners and banks in the country. This has allowed us to move our business forward aggressively to grow our client list through superior service and support, competitive pricing, new product offerings and veteran management. We have taken a different approach at Commerce Online, seeking out niches within the processing industry other than the standard model of mom and pop shops and volume business. Although we are more than willing to handle those accounts, are goal is to sign merchant services agreements with national brands, high volume online businesses, government municipalities and mobile entertainment which we believe to be high volume and low maintenance accounts, while also pursuing an aggressive independent ISO roll up strategy through our banking partners," stated Michael Friedman, founder of Commerce Online Inc.

About Commerce Online Inc.

Commerce Online Inc. (www.800commerce.com) is positioned to become a market leader in both online and wireless merchant payment solutions. The Company offers a full spectrum of secure and reliable transaction processing solutions using traditional, Internet Point-of-Sale (POS), e-commerce and mobile (wireless) terminals in conjunction with Industry Alliance Partners. The Company's Alliances provide electronic payment processing suite of services enabling merchants to accept all major credit and debit cards, as well as ATM cards and ACH check drafts for payment whether a retail, service, mail-order or Internet merchant. As an industry leader, Commerce Online is dedicated to delivering comprehensive services, such as merchant account activation, gateway connections, Web development and social network engines to a worldwide client base. Commerce Online is a registered ISO with Direct Technologies Inc., a registered ISO of First National Bank of Omaha, Omaha, NE and Wells Fargo Bank, NA., Walnut Creek, Ca.

Disclaimer:

This news release contains "forward-looking statements," as that term is defined in Section 27A of the United States Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934. Statements in this press release which are not purely historical are forward-looking statements and include any statements regarding beliefs, plans, expectations or intentions regarding the future. Such forward-looking statements include, among other things, the closing of the Letter of Intent. Actual results could differ from those projected in any forward-looking statements due to numerous factors. Such factors include, among others, (i) the numerous inherent uncertainties associated with completing a reverse merger transaction; (ii) obtaining regulatory approval in a timely manner; and (iii) changes in general economic and business conditions. These forward-looking statements are made as of the date of this news release, and we assume no obligation to update the forward-looking statements, or to update the reasons why actual results could differ from those projected in the forward-looking statements. Although we believe that the beliefs, plans, expectations and intentions contained in this press release are reasonable, there can be no assurance that such beliefs, plans, expectations or intentions will prove to be accurate. Investors should consult all of the information set forth herein and should also refer to the risk factors disclosure outlined in our future financial reports other periodic reports filed from time-to-time with the Securities and Exchange Commission.

CONTACT: Commerce Online Inc., (561) 868-6880, 800-Commerce, Investor Relations, info@commerceonlinemedia.com

SOURCE Commerce Online Inc.
www.merchantaccount2.blogspot.com

VerifySmart(TM) Corp. solves the consumer and merchant credit/debit card fraud that has reached world wide epic proportions

TAGUIG, METRO MANILA, Philippines, Aug. 18 /PRNewswire-FirstCall/ - VerifySmart(TM) Corp. (VSMR: OTCBB): VerifySmart(TM) (VSC), a global leader in secure and fraud free payment processing services, is pleased to announce the launch of its integrated and highly scalable e-commerce system along with its enhanced website.

AN EPIC PROBLEM

Globally, the number of payment transactions and money transfers conducted online, electronically, or through Credit/Debit cards has increased dramatically in a very few short years. In 2008, in excess of $10 Trillion was exchanged in various electronic forms across the world.

The credit/debit card technology that has been introduced in the last decade was developed to allow consumers the ease of purchases and transfers online. With the increase of electronic transactions, the instances of fraud have increased exponentially. Until now, there has been little effort made towards security, resulting in an ever increasing problem of ID theft and Credit/Debit card fraud that has reached in excess of $56 Billion annually.

THE SOLUTION

As an industry leader, VerifySmart(TM) Corp. has spent four years and millions of dollars to develop and is now marketing a solution to combat the problem that technology created. Our patent pending (PCT Approved) technology has been filed in 29 Countries based on strategic importance and wireless penetration rate.

The software operates through the use of a cellular phone for secured verification of monetary transactions. VerifySmart(TM) Corp. technology notifies the cardholder of the purchase through the cellular phone and empowers the cardholder to approve or decline his/her purchase. The result is a guaranteed transaction and acceptance providing safety and security for the cardholder and merchant, a first in the industry and providing a level of security unprecedented in other Credit/Debit cards.

Our industry changing transaction services model is non-invasive (requires no system changes) with instant identity verification that is inexpensive to implement and simple to use. The software has been developed to include debit card purchases, internet purchases, ATMs, passport, money transfers, remittances and mortgage verification.

An industry and global first, Verify Transfer is a suite of services that offers the following Transaction and Authentication based features:

     -  Seamlessly integrated with VSC's VeriSmart Card and VerifyNGo two
       factor authentication
    -  Provides virtual bank functionality and allows merchants full fund
       management control
    -  Merchants can issue and assign VeriSmart Cards to end users and load
       cards anytime, anywhere electronically (completely secured). Typical
       use includes payroll services and transactional fund disbursement in
       real time.
    -  Ability to garner interest in new markets via the foreign exchange
       module which enables merchants and end users a full view of their
       account balance and transaction history in two currencies
    -  Access to a full reporting and record management system allowing
       complete visibility of individual customer transaction history and
       macro roll up reports
    -  Unrivalled merchant and end user peace of mind enabled by utilizing
       the patent-pending VerifyNGo two factor authentication to complete
       funds transferred

ABOUT VERIFYSMART(TM) CORP.

VerifySmart Corp. has designed and developed a Proprietary Hardware/Software Solution that solves Credit/Debit Card fraud by using a proprietary two Factor Authentication.

The Company's Core Technology is designed to meet the needs of the Security challenged Transaction Processing Industry. Present day solutions, such as Verified by Visa, Chip and Pin and CVV Code (all of which can be compromised) have not reduced payment card fraud by any significant factor.

The VerifySmart solution has reduced fraud to zero in earlier production pilots. The Company's proven and highly scalable solution is gaining worldwide attention and placing VerifySmart at the forefront of the fraud prevention revolution.

Forward Looking Statements

This current report contains "forward-looking statements", as that term is defined in Section 27A of the United States Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934. Statements in this current report which are not purely historical are forward-looking statements and include any statements regarding beliefs, plans, expectations or intentions regarding the future.

Actual results could differ from those projected in any forward-looking statements due to numerous factors. Such factors include, among others, the inherent uncertainty of financial estimates and projections, the competitive and regulatory environment for start up software companies, stock market conditions, unforeseen technical difficulties and our ongoing ability to operate a business and obtain financing. These forward-looking statements are made as of the date of this current report, and we assume no obligation to update the forward-looking statements, or to update the reasons why actual results could differ from those projected in the forward-looking statements.

Although we believe that our beliefs, plans, expectations and intentions contained in this current report are reasonable, there can be no assurance that such beliefs, plans, expectations or intentions will prove to be accurate. Investors should consult all of the information set forth herein and should also refer to the risk factors disclosure outlined in our annual report on Form 10-K for the 2008 fiscal year, our quarterly reports on Form 10-Q and our other periodic reports filed from time-to-time with the Securities and Exchange Commission pursuant to the Securities Exchange Act.

    Corporate Headquarters
       Fort Legend Towers, Suite 2002 - 3rd Avenue corner 31st Street
       E-Square, Fort Bonifacio Global City, Taguig
       Metro Manila, Philippines

   Investor Relations
       1-800-685-1584

   Questions or Feedback
       inquiry@verifysmart.com
       www.verifysmart.com

SOURCE VerifySmart Corp.

www.merchantaccount2.blogspot.com

Offshore Merchant Account Services

Is your domestic bank failing to give you the right assistance in making your business reach maximum potential? Is credit card processing through your domestic bank becoming a hassle? You can surely benefit from offshore merchant account services. Such an account practices in similar fashion to any other domestic merchant account would. However, the policies and customer treatment is much different. They give you more scope and flexibility in processing your online orders taken on credit cards.

Credit card processing is vital in today’s scenario when click and brick companies are fast taking over the brick and mortar companies. Offshore merchant account services give you the ability of prompt multi-currency processing. You can accept orders from more than just a few types of credit cards. Moreover, the volume of order processing is not restricted as is the case in many of the merchant accounts with domestic banks. The offshore market is very competitive. The banks need your business. Therefore they are ready to give you offshore merchant account services on your terms and ready to welcome your business account - even if it is a high-risk business such as online gambling, online pharmacy, adult entertainment, gaming, etc.

Business legislations in most of the markets outside USA are quite lenient and flexible. This makes it easier for you to open an offshore merchant account and business becomes easier. The right kind of offshore merchant account service can help you invest your profits offshore in lucrative markets without having to face the black books of the revenue department. Offshore merchant accounts usually attract high tax benefits that add to their attraction.

The offshore merchant account service providers usually charge high processing fees but it sounds minimal when you compare it with low charge backs, no deposits and other benefits. Moreover, they are ready to bear the high risk that may be associated with your business type. Offshore merchant account services include the highest-level security, encryption and fraud protection systems. If you think of expanding your business by leaps and bounds over time, you must consider getting an offshore merchant account.

Offshore Merchant Accounts provides detailed information on Benefits of Offshore Merchant Accounts, Free Offshore Merchant Accounts, Offshore Bank Accounts, Offshore Credit Card Processing and more. Offshore Merchant Accounts is affiliated with Online Merchant Account Application.

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What An Ecommerce Merchant Account Is?

An eCommerce merchant account can be likened to the cashier of an actual, physical store. They process payments, and eCommerce merchant accounts do the same, albeit, with added flair and whole lot more features.

Much like how an actual, physical store cannot do business with a cashier, an online business would falter without a reliable eCommerce merchant account, sales can be lost and credibility lost.

But what is an eCommerce merchant account, exactly?

An Ecommerce Merchant Account Is The Heart Of Your Business.

An eCommerce merchant account can be likened to the human heart which makes living a reality by pumping blood to every vital organ of the body. An eCommerce merchant account does the same thing for an online enterprise. The operations of an Internet venture depend on the profit that can be made, and an eCommerce merchant account makes this possible.

An eCommerce merchant account can be availed of by choosing the many services that can be found in the World Wide Web. But bear in mind that not all eCommerce merchant accounts are built alike. Some eCommerce merchant accounts are simply better than others.

Choosing The Right Ecommerce Merchant Account For Your Business’ Needs.

There are certain considerations which you must pay attention to when choosing the right eCommerce merchant account for your needs. Let us take a look at them so that we may be guided in determining the most appropriate eCommerce merchant account worthiest of our investments.

* Applicable fees. Some eCommerce merchant accounts charge a monthly rate. Some eCommerce merchant accounts charge a onetime fee. With this regard, your choice of an eCommerce merchant account would depend on how much you are capable of spending.

* Credibility. Ecommerce merchant accounts are your partners for profit. As such, you should select the eCommerce merchant account with a proven history of reliability. You wouldn’t want to entrust your payments to an eCommerce merchant account that would just crumble as soon as you sign up, right?

* Coverage. The perfect eCommerce merchant account should be able to process payments from popular payment sources. This means that such an eCommerce merchant account should be able to accommodate users who would pay with major credits cards Additionally, it would be ideal if such an eCommerce merchant account would also be able to process payments from other alternative online payment schemes, like PayPal, Stormpay, E-Gold and the likes.

An eCommerce merchant account could also be likened to a ship that would bring your to the Promised Land of online success. The waters may be rough, but if your eCommerce merchant account is made of sturdy stuff, you will reach your destination with flying colors.

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